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interest rates

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Franchisee
Finance & Economics•March 2026

QSR Franchisee Debt Loads Are Reaching Critical Levels

SBA loan defaults hit a 12-year high in 2024. The 7(a) program posted its first negative cash flow in 13 years. Restaurant lending standards are tightening. For overleveraged QSR franchisees, the math is getting ugly.

QSR Pro Staff•9 min read•1,791

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